Auto Repair
Business Funding for Auto Repair Shops
Auto repair is a high-demand, cash-intensive business where the work never stops but the money doesn’t always flow evenly. Parts need to be ordered before the job pays out, equipment wears down fast, and a busy shop can still struggle with cash flow if receivables pile up or a slow week hits. Signet Capital Group provides auto repair shop owners with fast, flexible funding to keep bays full, technicians paid, and your business growing.
- Get approved in under 1 hour with no hard credit pull
- Funding from $10,000 to $1M+ available
- Same-day funding once approved
- No collateral required for most programs
Whether you run a single-location independent shop or a multi-bay operation, the challenges are familiar: fleet accounts that pay slow, the cost of keeping parts inventory stocked, equipment that fails at the worst time, and the opportunity to expand that you can never quite capitalize on. Signet works with auto repair shops to solve those exact problems — quickly, without the paperwork mountain that banks require, and with funding options that fit the way a repair shop actually generates revenue.
- Revenue-based financing that adjusts to your weekly car count and revenue
- Business lines of credit for parts inventory, payroll, and overhead
- Merchant cash advances for fast capital when a slow week hits
- Equipment financing support for lifts, diagnostic tools, and shop upgrades
Most auto repair shop owners are approved faster than they expect, and our advisors have worked with enough shops to understand what your financials actually look like — including fleet billing, deferred insurance payments, and the seasonal patterns that affect your car count. If a bank has told you that you don’t fit their criteria, Signet Capital Group almost certainly has a program that works for your situation.
- 6+ months in business
- $10,000 or more in monthly revenue
- 500+ FICO score
- Just 4 months of bank statements to apply
Ready to See What You Qualify For?
It takes 5 minutes. No impact on your credit score.
Let’s Talk About Your Funding
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