Child Care & Daycare Centers
Business Funding for Child Care & Daycare Centers
Child care centers and daycare operators provide a service that working families depend on every single day — but running one means managing enrollment-driven revenue, year-round fixed expenses, strict licensing requirements, and a staffing model that doesn’t flex easily when revenue dips. Signet Capital Group provides child care and daycare businesses with fast, flexible funding to keep your doors open, your staff in place, and your facility meeting the standard families expect.
- Get approved in under 1 hour with no hard credit pull
- Funding from $10,000 to $1M+ available
- Same-day funding once approved
- No collateral required for most programs
Summer enrollment drops, state subsidy payment delays, unexpected facility repairs, and the cost of meeting evolving licensing standards can all create serious cash flow strain even for a well-run center. Signet works with child care operators to bridge those gaps — covering payroll between subsidy disbursements, funding facility upgrades required for accreditation, supporting marketing efforts to fill open enrollment slots, and providing the working capital to expand capacity when demand is there.
- Revenue-based financing that accounts for enrollment cycles and subsidy timing
- Business lines of credit for payroll, supplies, lease obligations, and facility costs
- Merchant cash advances for fast capital when unexpected expenses arise
- Fast-turnaround funding for playground equipment, classroom buildouts, and safety upgrades
Child care businesses with stable enrollment and consistent billing — including state subsidy contracts — are well-positioned for alternative funding, and our advisors understand the regulatory and financial landscape of this industry. We take the time to understand your enrollment model, your funding sources, and your growth plans before making a recommendation. If you need capital to stabilize your operation or invest in expansion, Signet Capital Group can get you approved and funded faster than any traditional lender.
- 6+ months in business
- $10,000 or more in monthly revenue
- 500+ FICO score
- Just 4 months of bank statements to apply
Ready to See What You Qualify For?
It takes 5 minutes. No impact on your credit score.
Let’s Talk About Your Funding
Fill out the form and we’ll get back to you within the hour.