Wholesale & Distribution
Business Funding for Wholesale & Distribution Businesses
Wholesale and distribution companies keep supply chains moving — but doing it profitably requires purchasing large quantities of inventory before a single order ships, while B2B customers pay on terms that can stretch 30 to 90 days out. That gap between what you spend and when you collect is one of the defining financial challenges of the distribution business. Signet Capital Group provides wholesalers and distributors with fast, flexible funding to stock inventory, fulfill large orders, and grow your customer base without running out of working capital.
- Get approved in under 1 hour with no hard credit pull
- Funding from $10,000 to $1M+ available
- Same-day funding once approved
- No collateral required for most programs
A new retail account or a large purchase order from a chain buyer is exactly the kind of opportunity that grows a distribution business — but fulfilling it requires inventory capital that may not be sitting in your account when the order comes in. Suppliers expect to be paid promptly, customers expect to pay on terms, and that tension defines the working capital challenge for virtually every wholesaler. Signet works with distribution businesses to bridge that gap directly, funding inventory purchases, accelerating receivables, and providing the capital access to say yes to larger orders.
- Invoice factoring to convert outstanding B2B receivables into immediate working capital
- Purchase order financing support to fulfill large contracts without straining cash flow
- Business lines of credit for inventory purchases, payroll, and warehouse costs
- Revenue-based financing tied to your order volume and billing cycles
Wholesale and distribution businesses with established customer accounts, consistent order flow, and strong receivables are well-positioned for alternative funding. Our advisors understand inventory-driven businesses and evaluate your customer concentration, your receivables aging, and your order history to find the right funding structure. If the gap between your supplier payments and customer collections is limiting your growth, Signet Capital Group can close it.
- 6+ months in business
- $10,000 or more in monthly revenue
- 500+ FICO score
- Just 4 months of bank statements to apply
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