Funding Solutions
Revenue Based Financing offers flexible capital based on your company's revenue. Repayments adjust with your sales, helping protect cash flow while supporting steady growth — without giving up equity or providing traditional collateral.
Business Term Loans offer straightforward funding with fixed terms and predictable payments. You receive a lump sum to support growth, capital expenditures, or operational needs, with a structured repayment schedule and clear terms.
Merchant Cash Advance gives you quick access to capital based on future sales. Repayment is made as a percentage of daily transactions, keeping payments aligned with your cash flow and business performance.
Business Line of Credit gives you flexible access to funds when you need them. Draw, repay, and reuse credit to manage cash flow, cover expenses, or seize growth opportunities — with payments that adjust to your usage.
Invoice Factoring turns unpaid invoices into immediate working capital. Get funded upfront instead of waiting for client payments, improving cash flow and supporting ongoing operations.
Real Estate Loans provide financing for commercial property purchases, refinancing, or development. With structured terms and competitive options, this funding supports long-term investment and business growth.
Asset Based Loans provide funding secured by your business assets. You borrow against inventory, equipment, or receivables to access working capital quickly while maintaining operational flexibility.
SBA Loans provide government-backed financing with competitive terms to support business growth and working capital through predictable repayment schedules.
See which funding solutions best fit you and your business
At Signet Capital Group, we offer a wide range of financial products that put the capital where it counts — in the hands of small business owners. We empower our clients with the funding they require to succeed, with approvals for funds ranging from $5k all the way to $5M, deposited within days.
Our merit-based underwriting system is a game changer in the industry, allowing us to rely less on credit scores and level the playing field for qualified businesses.
Learn more about our services below or fill out our 1-minute application for a free consultation with a Signet Capital Group business lending specialist.
How To Apply
Our application process is fast and easy, taking just a few minutes to complete, and funds can appear in your bank account in as few as 1-2 business days from approval. Here is how to apply:
Before you apply, make sure that the funding program is the right solution for your business's needs.
Consider whether you will be able to use the funds for your desired purpose, and if the repayment structure is conducive to your cash flow. Take your time to determine the amount of funding your business will most benefit from.
Here is what you will need to submit with your application:
- A valid driver's license
- 1 voided business check
- Last 4 months of bank statements
- Last 4 months of credit card processing statements
To start the application process, give us a call or fill out our short online application.
We will ask you to provide some basic information, along with your desired funding amount.
Once you apply, a representative will reach out to you, so make sure you have all your documents ready from 'Step 2'. The representative will explain the repayment structure, rates, and terms you qualify for. This will ensure that there are no surprises or hidden fees during repayment. Once you decide, you will be given a final application to submit along with your documents.
If you've been approved, you'll hear back from us within 24 hours. Funds should then appear in your bank account in 1–2 business days.
What If I’m Declined?
Your application may be declined if your business’s cash flow is insufficient at the time of your application. This product places an emphasis on monthly revenue, so applicants with strong sales in the previous 4 months are more likely to receive approval than those without. You may also be asked to provide statements going back farther, even from a previous year.
In some cases, we may conclude that taking on more debt would do more harm than good for your business. In this case, we might recommend a different, more affordable business financing tool. At Signet Capital Group, we can help you explore your options and point you in the direction of the most sensible choices.
Talk to a Real Person
Expert loan officers, always available to guide you through the process and answer your questions.
Approved in Under 1 Hour
Fast decisions on custom packages tailored specifically to your business's unique cash flow needs.
Same-Day Funding
Once approved, funds are wired immediately to your account so you can get back to business.
Ready to See What You Qualify For?
It takes 5 minutes. No impact on your credit score.
Let’s Talk About Your Funding
Fill out the form and we’ll get back to you within the hour.